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We Understand the Unique Challenges of Mid-Level Ultra High Net Worth Individuals

Navigating the complexities of substantial wealth requires more than just financial and legal advice. At Horizon Resilience Group (HRG), we recognize the distinct challenges faced by individuals with a net worth ranging from $10 million to $50 million. Across your financial, personal, operational, and relational domains, our role is not to replace your existing advisors, but to ensure that your resilience strategy accounts for the full scope of what’s at stake.

At HRG, our role is integrative. We help clients identify and engage with the right subject matter experts where needed—and in all the places where no clear expert exists, we step in to ensure nothing falls through the cracks. What we offer is continuity, structure, and uniformity of intent across everything that matters but is too often fragmented.

Straddling Two Worlds

You're in a unique position—too affluent for standard financial and legal solutions, yet not at the scale where a full-fledged family office is practical. This intermediary status brings its own set of considerations:

  • Customized Financial Strategies: Off-the-shelf products often fall short. You require tailored investment and estate planning solutions—services HRG doesn’t provide directly, but always considers as we help clients design resilient long-range strategies.

  • Liquidity Management: A significant portion of your wealth may be tied up in illiquid assets such as private businesses or real estate. Balancing growth with accessible funds is crucial.

  • Succession Planning: Ensuring a smooth transition of wealth to the next generation requires expert legal and financial guidance—areas where HRG coordinates with your existing advisors or vetted outside specialists.

Security and Privacy Concerns

Significant wealth brings heightened visibility—and with it, new categories of risk. While HRG does not provide personal security or cybersecurity services directly, we understand the critical importance of safeguarding your family, assets, and digital presence. We help ensure these concerns are properly addressed in your broader resilience strategy by identifying risk categories, helping you evaluate potential vulnerabilities, and, where appropriate, coordinating with vetted third-party experts.

  • Personal Security Awareness. We help clients think through travel safety, residence vulnerability, and information exposure. Whether you already have a team in place or are starting from scratch, we bring a strategic lens to these discussions and can connect you to reputable security professionals when needed.

  • Digital and Reputation Privacy. From minimizing your online footprint to preparing for potential reputation risks, we flag issues early and incorporate privacy resilience into your broader planning framework.

Philanthropy and Legacy

For many of our clients, wealth is not just a measure of success—it’s an opportunity to leave a lasting impact. At HRG, we don’t provide direct philanthropic advisory or legal structuring services, but we recognize how central these issues are to a resilient long-term strategy. Our role is to help you clarify your intentions, align them with your overall planning framework, and work in concert with your legal, tax, or philanthropic advisors to ensure continuity across generations.

  • Values-Driven Strategy. We help surface the values that matter most to you and identify how those might inform philanthropic giving, family governance, or long-term social impact.

  • Legacy Continuity. Legacy planning isn't just about money. It’s about culture, memory, and responsibility. We help clients think through the transmission of values, not just assets—working within your existing advisory structure or alongside trusted outside professionals as needed.

Navigating Complex Relationships

Significant wealth changes how people interact—with family, friends, and business partners alike. At HRG, we’re not family therapists or conflict resolution specialists, but we do help clients recognize how relational dynamics shape resilience. Our advisory process takes into account the human complexities that often go unspoken, and we work alongside your existing advisors—or connect you to qualified professionals—when sensitive interpersonal challenges require deeper support.

  • Family Dynamics Under Stress. Inheritance expectations, sibling equity, and next-generation readiness can all cause friction. We help surface these issues early and fold them into your continuity planning—not as counselors, but as strategic partners.

  • Maintaining Professional Boundaries. Business relationships may shift when your wealth profile changes. We help clients approach these interactions with clarity, discretion, and strategic foresight.

At HRG, we bring a strategic lens to these nuanced challenges, ensuring they’re factored into your broader resilience planning—even if they fall outside our core advisory scope. Our expertise lies in providing strategic guidance that aligns with your unique circumstances, ensuring your wealth serves your life—not the other way around.